Manage loans, borrowers, payments, fees, payoffs, capital and portfolio performance — without relying on spreadsheets and disconnected systems.
Spreadsheets got you started — and for a few loans, they work. But as your portfolio grows, the workarounds pile up and the important details get harder to find.
PML Base isn't a replacement for how you lend — it's the natural next step for how you keep track of it.
Purpose-built for the way private money loans are actually structured and serviced.
Keep loan balances, payments, interest, fees, maturity dates and servicing activity organized on every loan — across interest-only, flat-fee and profit-share structures, with monthly payment schedules and different accrual and payment terms.
Keep borrower information and their loans connected, so you always know who owes what, on which loan, and where things stand.
Give borrowers a dedicated place to review their loan information, balances, payoff estimates and the payment instructions you provide.
Calculate payoff amounts using the loan's own servicing terms instead of rebuilding the numbers by hand each time.
Understand portfolio-level activity and performance with analytics across all your loans, not just one at a time.
Track company funds, capital partners and how funding is allocated across your loans.
See committed capital, deployed amounts and remaining funds so you know what's working and what's still available.
Record loan extensions, status changes and other servicing activity so the loan's history stays complete.
Maintain a centralized record of payments received, late and default fees assessed, and fee waivers granted.
A look at the workflows lenders use every day.
Review the loan's servicing status, balance, terms, fees and history without digging through spreadsheets — everything about the loan on one screen.
Record payments as they come in, track late and default fees, and document waivers — so every loan has a complete, reviewable payment history.
Generate current payoff calculations from the loan's servicing data — terms, accrued interest and outstanding fees — instead of rebuilding the number by hand.
Give borrowers a dedicated place to review their loan information, balances and payoff estimates, along with the payment instructions you provide.
Understand portfolio performance and activity across your lending business — not just one loan at a time.
Track funding sources, capital partners, committed funds and deployed amounts — and see what's still available to lend.
No migration project. No consultants. Start with the loans you have today.
Set up your company profile, branding and the payment instructions your borrowers will see.
Enter each loan's terms and structure — interest-only, flat-fee or profit-share — and connect it to the borrower and the capital funding it.
Record payments, fees, waivers and extensions as they happen. The loan's history and balance stay current.
Review maturities, payoffs, deployed capital and overall performance from one dashboard.
Start where you are. Upgrade when your loan count does.
PML Base is developed alongside real lender workflows. Here's what we're working toward next.
Items marked In Development, Planned or Coming Soon are not yet available. Roadmap items and timing may change; no release dates are promised.
PML Base helps you organize and track your private lending activity. It does not originate, broker or fund loans, does not act as a licensed loan servicer on your behalf, and does not provide legal, accounting, tax or compliance advice. Using PML Base does not make any loan compliant with applicable law.
As a lender, you remain responsible for:
Join private lenders who are moving beyond spreadsheets and running their portfolios from PML Base.